Benefits of Travel Insurance to take care of
1. Medical Expenses
2. Loss of Check in Baggage & Passport
3. Trip Delay
4. Financial Emergency
5. Personal Accident
Travel Insurance
A lot of travellers often spend a lot of effort and time planning a perfect vacation, but often overlook the importance of getting the right travel insurance. Not many travellers understand that they are vulnerable to accidents and illnesses when travelling even with in the Country. Besides, you cannot prevent unforeseen incidents. Make your travelling fun and memorable with right travel insurance. Nothing can be worse than falling sick or needing immediate medical attention; this will only dampen your vacationing spirit. During such a time, you can rely on travel insurance.
It is not that travel insurance helps you avoid misfortune incidents, but it definitely offers consolation in the form of financial compensation. It offers a large range of benefits to travellers. The major benefit of travel insurance is that it offers financial recovery for medical expenses that might incur due to illness or accident. With right travel insurance, one can be assured of getting reimbursement for the total amount of money spent on the treatment.
The best travel insurance offers protection against financial losses. It is of paramount importance to choose the right policy. Here are some factors you need to be aware of when choosing insurance:
Frequent Flyer Insurance
Opting for Multi-trip travel insurance works the best for a regular and frequent flyer. This is the best option for frequent flyer who travels overseas on a regular basis as it covers the expenses of several trips within the year. This further saves travelers from paying various insurance expenses.
Enhanced Coverage
Choose your international travel insurance policy based on the country you are traveling to. This covers the cost of the healthcare treatment, theft, risk of losing your passport, valuables and so on. Buy travel insurance online that will protect you from any losses against unforeseen expenditure like loss of baggage, medical treatment, flight interruptions, during the trip.
Insurance for Activities
This type of insurance completely depends upon the activity at the destination. Your regular international travel insurance will suffice if you are visiting a country abroad for entertainment activities like shopping and sightseeing. However, if you are travelling abroad for adventure activities like hiking, mountaineering and so on, you are advised to enhance your travel insurance with an added cost.
Insurance to Destination
As a traveller, you are advised to consider a number of factors when choosing a travel insurance policy, such as activity at the destination, country, age and so on. This also includes the risks and cost aspects involved with it. This will further help to identify the right policy. Not many know, but travel insurance is less expensive for Asian countries as compared to American and European countries. The policy amount varies greatly on risk factors, distance, medical expenses and so on. Go through different international travel insurance at Insight and choose the one that best meets your requirements.
Insurance for All
Travel Insurance India is available to individuals of all age groups. Insurance plans for senior citizens include greater cover for hospitalization and diseases. Some of the policies also protect your home back in India or even offer assistance to your home, but at a higher premium.
Why Get Insured with Insight?
· Reasonable travel insurance plans with cashless facility
· Customized senior citizen and Asia specific travel insurance plans
· A wide range of travel insurance plans
· Compensation for loss of passport and luggage
Travel Insurance Benefits:
· Medical Coverage
· Covers emergency OPD expenses Covers hospitalization expenses due to injury or illness
· Dental Expenses
· Covers cost incurred in connection with an illness or injury to the natural tooth or teeth during the trip.
· Trip Delay
· Repayment of the additional expenses incurred due to trip delay for more than 8 hours due to cancellation, terrorism or even rescheduling of the flights.
· Delay/ Loss of Checked-In Baggage
· Compensation for loss or delay of checked-in baggage
· Loss of Passport
· Compensation for expenses incurred to get a duplicate passport
Other aspects covered in travel insurance include:
· Hospitalization expenses
· Personal Accident
· Personal Liability
· Compassionate Visit
How to Book Travel Insurance with Insight?
· Submit the necessary details
· Choose from a large range of travel insurance plan
· Enter all the necessary information about your trip
· The desired travel insurance policy is issued within no time!
FAQ
What is travel insurance?
As the name suggests, travel insurance offers coverage for all the medical expenses that are incurred overseas for any medical treatment.
Why do I need Travel Insurance?
People take a trip abroad for different reasons – a business trip, leisure, or even a study trip. It is better to safeguard your travel to avoid any problems due to unexpected occurrences. Unfortunate events such as passport loss, baggage loss or even a medical emergency can arise anytime. Having travel insurance helps protect you from all these occurrences.
What all is covered in travel insurance?
Dental treatment, loss or delay of checked-in baggage, personal accident, trip delay, missed flight connection, loss of passport, trip cancellation and interruption and more.
When does the travel insurance cover begin?
The travel insurance cover begins on the day you board the conveyance to leave for your international trip.
Do I need to get my medical exam done before buying the policy?
No, there is no need for any medical examination for travel insurance. Coverage that is less than fifteen thousand dollars does not require medical tests. However, some companies might ask for medical tests for travellers who are above 70 years of age.
What are the benefits of insurance from Insight Holidays?
An Insight, travel insurance policy covers everything including loss of passport, delayed or lost luggage and medical emergencies. It helps you to be protected during an unexpected emergency.